What Your Investment Policy Statement Means by Pete Mitchell

What’s an IPS? An investment policy statement, or IPS, is the foundation of a good investment strategy. It gives you an overview of the whole investment plan: the asset allocation, the objectives, the asset management approach and the ground rules for communication between you and your advisor.

Pete Mitchell’s- What To Do If You’re Laid Off

If you’re laid off, what happens to your retirement money? Well, you have three basic choices with your 401(k). One gives you more freedom and control than the other two.

Survivor Options On Bonds by Pete Mitchell

Have you heard of the “survivor option”? How about a “death put”? These rather bleak terms reference a very useful choice for beneficiaries who inherit certain kinds of corporate bonds. This option has become increasingly common.

BRIC Nations by Pete Mitchell

Brazil. Russia. India. China. These four nations have some of the fastest-growing economies on earth and are becoming drivers in the world economy. In the coming decades, they may command as much attention as the U.S., Japan and other “heavy hitters” … or more.

Rule Changes For In-Service 401(k) Rollovers

RULES CHANGES FOR IN-SERVICE 401(k) ROLLOVERS 401(k)-to-Roth rollovers are now possible before age 59½.   There is a  new possibility in the world of the 401k. Sometimes employees want to pull money out of a 401(k) before they retire. It isn’t always because of an emergency. Some workers want to make an in-service non-hardship withdrawal just to [...]

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